We got you covered!

FHA and VA Loans!
Get Pre Approved within 1 hour,
Professional mortgage advisers,
up to 10 financed Properties,
No Minimum FICO score requirements and much more!

Learn more

Easy Qualification

Step1  Pull your credit and find out if you qualify

Step2  Upload your income documentation and find out for how much you qualify

Step3  we will provide you and your Realtor with a Pre-Approval letter so you can start shopping for your dream home


Many Branches Of Loans

VA Loans
FHA Loans
Streamline Refinance
Conventional Loans
Jumbo Loans

Learn more

Home Improvement

FHA 203(k) Renovation
Fannie Mae Home Path Renovation






The Flexibility

Little Down, Low Interest rates

FHA 580+
goes as low as 580 credit score, only 3.5% Down payment, business as usual, flexibility like never…

FHA 640+
Rewards good credit rating home buyers with better interest rates

Zero FICO No Credit
Only 3.5% down Payment
No credit needed for our FHA Zero FICO Program, NO Credit Program
with or Without alternative trade lines

Minimum FICO 600
FHA Jumbo Streamline Minimum FICO = 640

FHA Streamline Refinance And JUMBO Streamline Refinance
Want to take advantage of all time low interest rates? we don’t look at your credit rating, only at your mortgage payment history.

I had been trying to buy a home for a few months and every lender always had bad manners, or lacked the expertise and knowledge to teach me and explain me, but Federico took his time and explain me every single part of my new home loan, what i liked the most is that he always gave me quality time, very business oriented. 

Tommy Garcia

Home Buyer


NO MINIMUM Credit Score or FICO requirement, No Downpayment, 100% Finance and No Mortgage Insurance

We value the nobility of our national heroes.

VA 300+
100% Finance
Any FICO Credit Score between 300 – 850
No Derogatory items on Credit are allowed within the past 12 months

VA 620+
100% Finance
Lower Interest Rates

VA NO FICO – NO Credit 
100% Finance
No Credit Needed

JUMBO VA Loans 600+
100% Finance
VA $417,000-$650,000 – Min. FICO = 600
VA > $650,000 – Min. FICO = 600

IRRRL Interest Rate Reduction Refinance Loan
No FICO Score refinance, Lower your interest rate.

I had a low FICO in 2012 but I was still able to get a loan, I was very impressed with a job well done.

Orvil Garita

Active Reserve


Sophisticated buyer or Real Estate Investor?

All our conventional Loans need a minimum of 620 FICO regardless of occupancy!! we beat our competition right here…

Low Interest Rates
Purchase up to 10 Properties Investors
Up to 95% LTV Conventional Owner Occupied
Investment Properties with a low FICO Score of 620+ and 20% Down

Hi, My name is Eddie Mata, I’m from Las Vegas and I started my Real Estate Investment carreer, I applied for my first home online followed the steps and my agent found me a rental. I thought I knew what I was doing until I met Federico, he taught me and referred me with an amazing Real Estate Agent who hooked me up with some good deals, This is the professional I needed to start my Real Investment Career.

Eddie Mata

Real Estate Investor

Upload Documents

the Upload Application, Just for you...

We have created this page specifically thinking about your convenience. This application will simplify the process of your home loan.

Use our Upload Application to expedite the process of your loan.

This will be used through out the Loan Process to send us necessary documentation securely.

I sent a referral to Federico and he closed on time that’s all I really cared about and he came through with the turn around times, keeping all the parties updated at all times.

Juan Mercado


Contact Us

Our mission is to help you achieve your goals and dreams,
we will be happy to hear from you

Click below to go to the contact page, send us a message or give us a phone call, the loan officers in our team will be happy to assist you.

Contact us
Hello, I’m Federico, your new Loan Officer, I am here to help you achieve your goals, I have helped many families and individuals. My team and I will be here until you get the keys of your home.

Federico Calderon

Loan Officer

About Us

Get Left A Loan is a web site ONLY dedicated to helping you achieve your ultimate goals of financial success and homeownership. We understand the challenges of mortgage lending and buying a home for the first, second, or even hundredth time.

Have you ever wanted to read more about getting started with homeownership? Ever wondered what the technical minimum requirements were for loans? We’re knowledgeable about finance and all aspects of residential real estate, so you don’t have to be.

Our Founder

Hi, I’m Federico Calderon – a Nevada California and Florida licensed Loan Officer . I’ve been working in the real estate and mortgage industry for over 10 years, helping people just like you achieve their most unheard of goals and dreams of homeownership.

I work with Security National Mortgage Company, a NASDAQ publicly traded company under sticker SNFCA. What makes our company unique? Security National Mortgage Company focuses on FHA, conventional and VA loans. If you’re looking for FHA loans, we’ll go down as low as 580 FICO. Are you seeking a VA loan instead? Our company has no minimum FICO requirement, Real Estate Investor? We only require a 620 FICO Score!

Contact Us
I had been declined by a few large Banks and I was very sad, but I found Federico and he closed on my Loan. I checked them out, I checked their licensing status, I then applied and uploaded my documentation, they sent the pre approval to my Real Estate Agent, the process was very simple and I got to buy a home in beautiful Clovis, CA.

Sally Cooper

Home Buyer, Fresno CA

Equal Housing Lender

  • Equal-Housing-Opportunity-Logo imageva_logo  fha1
  • fannie-mae-logo Freddie Mac

Disclaimer: The information contained herein may not represent the views and opinions of SecurityNational Mortgage Company or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice. Clicking on any of the links to 3rd party sites will direct you to a website that is not affiliated with SNMC or SecurityNational Mortgage Company and may have a different privacy policy and level of security. SecurityNational Mortgage Company is not responsible for, and does not endorse or guarantee the privacy policy, security, accuracy or performance of that site or the information, products or services that are expressed or offered on the site. http://www.nmlsconsumeraccess.org/ No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Inc. is an Equal Opportunity Lender. NMLS#3116. Licensed by the New Hampshire Banking Dept.

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